影片改编自天佑所著的实体小说《富豪俱乐部3：形形色色富二代》。富豪俱乐部会员许赛雁正准备与黄烈强进行商业联姻，虽然她百般不情愿，但为了家族企业也只能牺牲自我。然而婚礼前夕，许赛雁消失四年的初恋刘岳平突然回国，并入住到富豪俱乐部，身边还带着许赛雁大学时的闺蜜钱小小。万万没想到，刘岳平以高价夺下了黄烈强准备送给许赛雁的戒指，他以超强攻势告诉许赛雁，能和她结婚的只有自己。这一切让许赛雁陷入纠结，当年刘岳平临危受命去美国后便杳无音信，只收到钱小小与他婚讯。友情爱情的双重背叛，让许赛雁饱受了四年的痛苦。这时，许赛雁策划四年的“虚拟试衣间”项目也突然被刘岳平收购。在一次次两人不欢而散后，他终于找到机会澄清了事实。原来，是钱小小使了诡计让两人互相产生误会。面临着婚约的许赛雁不知所措，钱小小从中使诈，让两人陷入舆论困境，项目、家族企业、婚姻、爱情都将化为泡影。刘岳平最后一搏，反转了整个结局，终于拿出了戒指向许赛雁求婚，他所作的一切只为了保护她。
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